SumUp: take card payments from clients with a simple, affordable terminal

SumUp is an all-in-one solution for taking card payments from your clients. A compact payment terminal plus a free business account: the perfect combo for freelancers who need to accept payments in person. No subscription, just a fee per transaction.

• Take card payments: accept Visa, Mastercard, American Express, Apple Pay, Google Pay and even French meal vouchers (titres-restaurant).
• Choose your terminal: SumUp Air (€39), Solo (€79) or 3G with printer (€149), depending on your needs.
• Use Tap to Pay: turn your iPhone into a payment terminal with no extra hardware.
• Open a free business account: Mastercard included, compatible with Apple Pay/Google Pay.
• Get your money quickly: payout as soon as the next day if you have the SumUp business account.
• Stay flexible: no commitment, no minimum transaction volume.

Terminals (one-off purchase):

• SumUp Air: €39 excl. VAT, connects to your smartphone via Bluetooth.
• SumUp Solo: €79 excl. VAT, standalone with a built-in SIM card, no phone needed.
• SumUp 3G + printer: €149 excl. VAT, for printing receipts.

Fees:

• 1.75% per transaction, and that's it, no monthly fees.
• Negotiable rate if you process more than €100,000/year.

Business account:

• Free: Mastercard, 3 free withdrawals/month, fee-free payments.
• Compte Plus: €25/month, 5 free withdrawals, 3 team cards.

• No subscription: you only pay when you get paid.
• Low entry price: €39 to get started, one of the cheapest card terminals on the market.
• Quick and simple: receive your terminal, download the app, and you're ready to take payments.
• Versatile: cards, contactless, Apple Pay, Google Pay, French meal vouchers.
• Built-in business account: everything in a single ecosystem.

• The 1.75% fee can get expensive on large volumes
• Not suitable if you process more than €10,000/month (look at professional solutions like Stripe Terminal)
• The SumUp Air requires a smartphone with the app
• No overdraft or credit on the business account
• British IBAN on the business account

SumUp is the ideal solution if you need to take payments from clients face to face: markets, trade shows, client meetings, workshops. The very low entry price and the absence of a subscription make it a perfect choice for freelancers who take card payments occasionally. If you only do remote B2B work, Stripe or GoCardless will be a better fit.