Investing

1 tool

As a freelancer in France, you have no company savings plan or automatic supplementary pension. Your financial future is up to you. Investing tools let you track your assets, put your savings to work and prepare for retirement calmly. These solutions help you see all your assets in one place, improve your investments and build a wealth strategy suited to your profile as a freelancer.

Investing6

Finary

The app to bring together and track all your wealth in one place

Investissement

Frequently asked questions about Investing

As a freelancer in France, you have no employer safety net (employee savings, supplementary pension). Building up your assets and preparing your retirement is up to you. Investing regularly, even small amounts, grows your savings and secures your financial future.

Start by building an emergency fund (3-6 months of expenses). Then, in France, open a PEA (a stock savings plan) to invest in shares with favorable tax treatment, and/or an assurance-vie (a life insurance savings contract) for more flexibility. ETFs (index funds) are a good starting point to diversify without expertise.

Aim for 10-20% of your net income after tax and contributions. Consistency is what matters: it's better to invest €200 every month than €2,400 once a year. Adapt to your months: cut back during quiet periods, increase during good ones.