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Shine Facture

Banking

6 tools

As a freelancer, you know how much managing your money matters. A good bank is a financial partner that understands you and adapts to how flexibly you work. Banking services for freelancers make your income and expenses easier to manage with dedicated tools, giving you peace of mind and control over your finances.

Banking6

Revolut Business

Multi-currency business bank account for freelancers and companies

Banque

SumUp

Payment terminal and business account for taking card payments from your clients

Banque

N26 Business

The 100% mobile, free business account for auto-entrepreneurs and freelancers, with cashback and zero fees abroad

Banque

Qonto

All-in-one business account for freelancers and SMEs: account, card, invoicing and built-in accounting tools.

Banque

Finom

Business bank account and financial management solution for freelancers and companies

Banque

Wise Business

The multi-currency business account for freelancers who work internationally

Banque

Frequently asked questions about Banking

In France, yes, if your revenue exceeds €10,000 over two consecutive years, you must open an account dedicated to your business. Even below that threshold, it's strongly recommended to simplify your accounting and keep your personal and business finances separate.

A dedicated current account costs less but offers fewer services (no payment terminal, fewer included transactions). A business account includes services specific to companies: bulk transfers, cheque deposits, an authorized overdraft, but it costs more (€5-15 a month vs free).

Look for low monthly fees, plenty of included transactions, a solid mobile app, easy cheque deposits, a reachable adviser and possibly built-in accounting tools. Compare fees abroad too if you work internationally.